Job Description:
Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis for Citi Corporate Clients and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews.
Key Responsibilities:
- Assess the credit and financial strength of Citi’s Corporate Clients based in Sub Saharan Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
- Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
- Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners
- Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
Knowledge/Experience:
- Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience.
- Ability to understand Citi policies and procedures with the ability to execute change seamlessly.
- Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues
Skills/Competencies:
- Assists colleagues in identifying stretch opportunities to elevate individual and team performance
- Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
- Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
- Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
- Microsoft Office (Word, Excel, and PowerPoint) skills
Languages with strong proficiency:
- French – Read, Write and Speak
- English – Read, Write and Speak
Qualifications:
- BA/BSc or higher degree in Business (MBA), or any other related subject
The role holder shall be required to discharge his/her responsibilities in accordance with Central Bank of Kenya’s Prudential Guidelines, code of conduct and other applicable laws and regulations (collectively, “Applicable Laws and Regulations”) together with Citi’s policies, standards, procedures, code of conduct, employee handbook (“Citi Policies”) or as may be amended from time to time. By submitting your application, you acknowledge that you have read and understood the Applicable Laws and Regulations (and in the case of Citi Policies, will read and understand these as and when it is made available to the role holder), and agree to undergo any additional screenings or assessments, including taking necessary steps and actions, if required by Citi.
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Job Family Group:
Risk Management
Job Family:
Credit Risk
Time Type:
Full time
Most Relevant Skills
Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
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